Monicredit Api
  • 😊Hello
  • How to use this documentation
  • Demo vs Live Environment
  • Authentication
    • Login
  • OnBoarding
    • OnBoard New Merchant
  • Collection
    • Getting Started
    • Accept Payment (Inline)
    • Accept Payment (Standard)
    • Verify Payment
    • Virtual Accounts
    • Revenue Head
    • Settlement Bank
  • Transactions
    • Get Transactions
    • Get Initiated Transaction Info
    • Verify Transaction
    • Verify Payment
    • Transaction Virtual Account
    • Settlement Transactions
    • Initiate Transaction
  • Commercial
    • Calculate Commercials
  • Settlement Bank
    • Create Settlement Bank
    • List Settlement Banks
    • Update Settlement Bank
  • Revenue Heads
    • Create Revenue Head
    • Update Revenue Head
    • List Revenue Heads
    • Get Single Revenue Head
    • Search Revenue Head
    • Delete Revenue Head
  • Reports
    • Settlement Bank Report
    • Revenue Head Report
    • Merchant Report
  • Settlement
    • Get Settlements
    • Get Single Settlement
  • Wallets
    • Create Wallet
    • Update Wallet
    • Get Wallet Transactions
    • Get Single Customer Wallet
    • Get Account Wallets
    • Get All Wallets
    • Create Virtual Account
  • Customer Wallet
    • Create Customer Wallet
    • Get Customer Wallets
    • Create Customer Virtual Account
    • Update Customer Wallet
  • Beneficiary
    • Add Beneficiary
    • Update Beneficiary
    • Search Beneficiary
  • Disbursement
    • Single Fund Transfer
    • Transaction Settlement
    • Bank List
    • Name Enquiry
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  1. Collection

Virtual Accounts

For merchants utilizing the wallet service, you can create virtual accounts for your customers. To initiate the virtual account creation, please include all the necessary parameters listed below in your request.

Parameters:

Endpoint: POST - {{baseUrl}/payment/virtual-account/create

Example Payload:

{
    "private_key": "PUB_0000000",
    "first_name": "Mic",
    "last_name": "Testing",
    "phone": "000000000",
    "email": "testers1@test.com"

Success Response

{
    "status": true,
    "message": "Customer created successfully",
    "data": {
        "wallet_id": "W00000000",
        "customer_id": "CUS000000",
        "customer_email": "testers1@test.com",
        "account_name": "CR| Mic Testing",
        "account_number": "1111111111",
        "bank_name": "WEMA",
        "credit": 0,
        "debit": 0,
        "balance": 0,
        "virtual_accounts": [
            {
                "id": "VA0000000",
                "wallet_id": "W00000000",
                "name": "Mic Testing",
                "first_name": "Mic",
                "last_name": "Testing",
                "phone": "000000000",
                "email": "testers1@test.com",
                "account_name": "MC| Mic Testing",
                "account_number": "1111111111",
                "bank_name": "WEMA",
                "account_type": "STANDARD",
                "service_provider": "provider",
                "status": "ACTIVE",
                "expiry_date": null,
                "created_at": "2023-11-06 12:05:15",
                "updated_at": "2023-11-06 12:05:15",
                "account_reference": null
            }
        ],
        "reference": "REF0000000000"
    }
}

Failed Response

{
    "status": false,
    "message": "Invalid Authorization key"
}
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Last updated 1 year ago